523 N Church AVE Panama City, FL 32401
3 Beds
2 Baths
1,218 SqFt
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 1,218 sqft
Price per Sqft $229
Subdivision Pinecrest Add.
MLS Listing ID 795605
Style Contemporary
Bedrooms 3
Full Baths 2
HOA Y/N No
Year Built 2026
Annual Tax Amount $580
Tax Year 2025
Lot Size 8,276 Sqft
Acres 0.19
Property Sub-Type Single Family Residence
Property Description
Special Financing Offer- WITH ACCEPTABLE OFFER!!!
Take advantage of a seller-paid rate buydown through List & Lock™, offering rates as low as 5.99% (6.675% APR) as of 10/26/2026. Lower your monthly mortgage payment and save significantly over time. (Terms apply; see disclosures for details.)
Key Features & Interior Highlights
Open-Concept Living include high raised ceilings, recessed halo lighting, luxury vinyl plank (LVP) flooring, and stylish ceiling fans throughout.
Modern Chef's Kitchen outfitted with premium granite countertops, a large center island with pendant lighting, chic backsplash, sleek black hardware/finishes, a dedicated pantry, and a full stainless steel appliance package (refrigerator, range/oven, microwave, dishwasher, and disposal).
Primary Suite Retreat includes a spacious walk-in closet, oversized single vanity with ample cabinet storage, and a low-maintenance fiberglass walk-in shower.
Guest Bedrooms & Bath host two generously sized guest bedrooms with large closets, sharing a full hall bathroom with an oversized vanity and a tub/shower combo.
Outdoor Space: Enjoy a fully sodded and landscaped yard with an open rear patio--ideal for weekend grilling, outdoor dining, and entertaining.
Prime Location in Panama City, FL
Situated right off 11th Street, 15th Street, and Business Highway 98, this location provides unmatched everyday convenience:
Minutes from Downtown Panama City with local dining, shopping, waterfront parks, and community events.
Local Amenities: Quick access to grocery stores, schools, healthcare facilities, and the Emerald Coast beaches.
Whether you're relocating to Bay County or looking for affordable new construction in Panama City, 523 N Church Ave is ready to welcome you home. Schedule your private showing today!
Buyer to verify all measurements and listing details if important. Professional photos coming soon.
Location
State FL
County Bay
Community Short Term Rental Allowed
Area 02 - Bay County - Central
Interior
Interior Features Main Level Primary, Shower Only, Walk-In Closet(s)
Heating Central, Electric, ENERGY STAR Qualified Equipment
Cooling Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
Flooring Plank, Vinyl
Fireplace No
Appliance ENERGY STAR Qualified Appliances, Electric Oven, Electric Range, Electric Water Heater
Exterior
Exterior Feature Patio, Rain Gutters
Parking Features Paved
Garage Spaces 1.0
Garage Description 1.0
Community Features Short Term Rental Allowed
Utilities Available Electricity Available
Roof Type Shingle
Porch Patio
Private Pool No
Building
Lot Description Paved
Story 1
Entry Level One
Foundation Slab
Sewer Public Sewer
Architectural Style Contemporary
Level or Stories One
New Construction Yes
Schools
Elementary Schools Patterson
Middle Schools Jinks
High Schools Bay
Others
Restrictions Short Term Rentals Allowed
Tax ID 22641-000-000
Security Features Secured Garage/Parking
Special Listing Condition Listed As-Is
Nearby Locations
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